I am thinking of getting a line-of-credit from a local credit union, and the best floating ARP I can get is the prime rate, 3.25%. But I can not pay off in two years. So do you think this is a good deal? Will the prim...

HI folks,I am looking at a rental property for purchase. The property is a lot with 4 separate houses on the property. Two 2/1 and two 3/1 individual houses. How can you go about determining the comps for the sale/...

During the COVID years, I know people were able to refinance rather quickly (3-6 months). How has that changed in 2023 (going into 2024)  considering the higher interest rates and economic inflation from late 2022 thr...

A little over a year ago, I wrote a post that received over 10k views. Based on the popularity of the post, I thought it might be worth posting an update, especially because the outcome is quite ironic! Before, I get ...

A common mistake that new investors make is to assume the market will continue to behave how it has in the recent past. Having many years of experience and seeing the market change over time, can inform investors mak...

Below is a chart of the interest rate on the 10 year going back to 1880.  As we all know the 10 year is a reasonable benchmark for mortgage rates.  In other words, or what matters to investors, the 10 year determines ...

I read Aftershock, the latest edition, by the brothers Wiedemer. It was fairly dark, much about our economy being a multi-bubble economy, the weakness in housing for various reasons (including the 50% or so cash tr...

What does everyone see the market as a whole doing in the next two years! Up, Down, or sideways?

Does anyone have a good source for historical rent rates?  Since rent rates can fluctuate greatly, and appear to be over inflated in my area at this time I would love to take into consideration average rent rates rath...