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Results (10000)
Dan V. Tax Implication and Other Things to Consider
22 August 2024 | 7 replies

Me and my wife are planning to purchase her mom's house. She used to live in the house and now lives with us for about 2 years now so the property still qualifies as primary residence. She is open to seller financing ...

Chris Mason Discovered neat/easy way to pay off 30 year loans in 20 yrs
23 May 2016 | 31 replies

I ran these numbers using 30 year fixed loans with rates ranging from 3.5% on the low end to 4.75% on the high end. This is for you buy-and-hold types that are now at the stage of looking at your 'permanent' financing...

Tatyana Shevnina Impound Account Cancellation Question
8 December 2014 | 9 replies

My lender would not let me cancel my impound account until my LTV is 80% or less. Their LTV is based on the appraisal from 1.5 years ago (much lower value) rather than current FMV and they wouldn't revalue the propert...

Susan Moscaritolo Really unclear on the nuances of refinancing - can someone walk me through?
25 June 2023 | 4 replies

Hi - first time investor, naturally. I have a property that I want to refinance from a hard money loan to a longer loan. Here's my questions: - why is it that the hard money loan, on which I paid interest-only, is now...

Brandon Hughes DTI on 0$ balance HELOC
19 November 2013 | 8 replies

I have a good amount of equity i can utilize in my primary(i plan on renting it). I plan on purchasing another home soon i would like the opportunity to use the loc if necessary. i dont want to ruin my dti by addin...

Account Closed How do you tell if a note is a good investment?
11 September 2017 | 13 replies

I am brokering notes similar to this one. This one is available. The seller will not discount. I'd like feedback please. How do you figure out if it's a good investment ?

Performing Note 
Kansas City MO 
Price $25,...

AJ Wong Rookie Multi Family investor utilizes low 15% down payment DSCR loan on 4-Plex
13 June 2024 | 2 replies

Just wanted to share, I've noticed a loosening in down payment requirements for DSCR (debt service ratio loans) that either use the actual or proposed rental income to qualify. Many lenders have investment property ex...

Ryan Acain Conventional Loan Approval for Investment Property
28 March 2014 | 2 replies

I have a question about getting approved on a conventional loan for an investment property. I plan on 20% down to fulfill the 80% LTV. I have a very low DTI ratio of sub 15%. However, my hold up is I have low reser...

Kevin Miller How does hard money work
14 August 2019 | 4 replies

I understand the higher interest in hard money but I get confused when it comes to the points and whether is there an monthly payment paid to the lender. Is the money just paid back at the end of the term? Thanks

John Williams 10% Down on Second Home (Jumbo) Mortgage
11 January 2021 | 3 replies

Are there any lenders accepting a 10% down payment on a second home (jumbo) mortgage? Seems most are requiring 20-25% these days.