I have an STR that shows income on my tax returns for 2022 but obviously not 2023. Are there any specific lenders that will use 1+ years of income so the mortgage on the STR isn't killing my DTI ratio? The banks I've ...

Hi -
1) is a 7000 sqft retail center possible in 20,952 sqft land (.48 acre)
2) what does it mean by "+/- 10,000 SF Buildable area with an agreement for extra parking area", is it a risk building retail center depen...

Hi there! 
1. What counts as income? Are bonuses included?Home Ready and Home Possible have Avg Median Income limits (Philadelphia $84K)- I meet this requirement if I don't include bonuses (from referrals and perform...

Hello everyone.My wife and I were talking last night and she actually brought up an idea I didn't have an answer to. I'm sure someone here knows.I bought my current residence in '08 via an FHA loan. I recently got mar...

My situation is I'm trying to to buy an investment property in Florida that will be come our primary residence in about 3 years once I retire from the service.  I'm located overseas now and live off base.  I own a hou...

So really this is a two question post that I would love to hear you guys insight on.
Alright Question #1) "Can you get cash out refi from the same lender who you received the hard money from or you have to go to anot...

Hi all,

I've dug a hole for myself with credit card and peer-to-peer debt the past few years and am hoping a cash-out refinance will help me pay off these high interest money suckers.

I bought a house with an owner ...

Hello,I have a partnership 50/50 with someone and had a few questions:1) Since both of our names are on mortgage & title, does this count towards each of our 10 Fannie Mae / Freddie Mac loans? In other words - whe...

QUESTION: What does the approval process look like when commission makes up about 15% of your income, and the rest is a base salary? I’ve read that when commission accounts for 25% or more of one’s total income, lende...

I want to buy a 4plex, live in one unit and rent out the others. The problem is my income is too low to qualify for a very big mortgage (maybe $165,000). I have $20,000 that I would like to use as a 5% downpayment on ...