Hi,I would need your opinions about following issue.I know that I want to be financialy independent, but I also want to live somewhere, where is a good weather. I know that you can get financialy independent everywher...

North State Bank offers a 85% LTV commercial cash out refinance after a 6 month seasoning period with great credit/financials at reasonable rates with very low application/origination fees. I am looking for another ba...

August 29th will be my one year anniversary as a REI. So far  I have a duplex that pays for itself plus creates profit.  A SFR that is paid for. A weekend place on the coast with a small loan on it. The remodel will b...

Hello,

So, I believe these are the three things looked at by a lender.
[1] credit score
[2] debt to income ratio
[3] how much money I make a year

I can control my credit score, but I can't control my job income (to ...

Hi everyone I'm Daniel and I currently live in Provo, Utah. I've been dipping my toes in and out of the real estate investing pool since I was a teenager, however I am currently in my late 30's and have yet to ever do...

I want to purchase another property to buy & hold. I have a high DTI because my primary home is only in my name, yet my husbands income obviously goes towards paying our primary homes mortgage even though he's n...

OK, here is is...It's time for me to get real and do something drastic. We are broke, I just went to the grocery store and needed to use my credit card. I have been married 11 years, we have 2 kids. I work part time...

If you are like me... You do not have a high paying job. You earn just enough, barely or not even close to "making ends meet." You spend 1/3 of your life or more wasting at a job you dislike for pay that struggles t...

So, I recently ran a background/credit check on an interested tenant. BP Smartmoves recommends to decline this tenant, but on their payment history, they've literally never missed one payment. However, their partner's...

I've had my first rental for over a year right now.  I've been told that lenders will factor in my rental income into my DTI to help secure a loan for another property purchase.  A couple questions:1) How long do I ha...