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Good day mates🫡,I was told that you have to be in your residence for a certain amount of time before you can get a heloc on it. Is this a fact, and if so, what is the time frame?
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I live in Texas and am working  on using the equity in my home to get a loan and construct a garage apartment to rent out and try my hand at land-lording. I understand that most banks like to use this formula: (Value ...
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First off, thanks for all the great info in this forum. I've learned so much in the short while that I've been a member.
I'm hoping I can leverage some of your expertise for my questions. I purchased my first con...
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Well now that we have this new forum I figured I would ask this here!
I have been looking around at larger multi families the last few months. What requirements do lenders have for these properties? Will they conside...
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I think I have now dealt with every available scammer in lending, I am so frustrated and not even sure if I'm looking in the right places.  I'm looking for a home equity loan to do repairs on my house so that I can re...
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Hello -Â I own a rental property in Tampa Florida that has recently seen tremendous appreciation. I am interested in getting a HELOC on the property but am having trouble finding lenders willing to offer a HELOC on an ...
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So im I'm looking into a Cash out refi red on my primary residence to potentially find my first deal however unsure of texas refi laws can anyone help explain and answer questions on texas refi laws??
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Noob question:Â IÂ am looking to purchase an out-of-state property (NY purchase, GA resident). Should I be using a mortgage broker in proximity to the investment property (who may be able to find rates at community bank...
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I am about to get my first investment property with my brother and IÂ am shopping for lenders. We both have credit scores above 740 and make a combined income of $230k. We have no other debt besides the house we own an...
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Does anyone have experience using a mortgage broker as opposed to shopping around for rates? Is it worth the cost and do they get better results vs doing it yourself? Thanks in advance!