Garrett Hollenbach
Lending Question. How important are fixed rates?
Hello everyone,
I have been shopping around for lenders to help me with my refi. Most offer the usual 70%-80% LTV at around 5% for 20 years. But I found a lender that would give 80% LTV at 4% interest for 30 years...
Matt Sherman
Refinace, help!!
got a question here, I have a SFH I purchased 5 years ago I want to refinance to start buying investment rental properties, current loan with B of A at 215,000, the properties current worth around 400,000. I haven't t...
Ivaylo Asenov
Should I buy a duplex (50%) or keep investing
Hi everyone! Looking to get some feedback here:
About me
- 23 year old, work in USA but Canadian citizen, ~200K gross annual income, ~100K in savings.
I am thinking of buying a duplex in Montreal, Canada with my s...
Matthew Mucker
Financing options for MFH
I'm new to the REI game and have been looking at some quadplexes just to get some experience doing the financial analysis.
However, I'm missing a key part of the equation: what are some of the more typical financing...
Trent VanHorn
New Investor from Colorado Springs
Hi all! My name is Trent, 28 y.o. and I currently live in Colorado Springs and looking to get into real estate because of the opportunities it provides. I've been reading all the books I can get my hands on for the pa...
Alexandria Nicole Salgado
What should I do with a HELOC?
I found a lender who will give me a HELOC for my 2nd home with a variable interest rate of 8.25%. I can access about 150k at 95% LTV. I don’t have a primary so this is the only option I’ve found after calling many ban...
Julian Hicks
Difference between DSCR and Cap Rate
Could anyone explain the differences between the DSCR and Cap Rate, if any.
Logan Warren
own property 100 % and want to rent (beginner): HELOC ???
Hi All, long time lurker first time postingI'm about a year away from enacting this plan. I'm in Lubbock TX and planning to move in 2023. I own a 3bd2bath single family home 100% . I want to keep the property as an...
Timothy B Hall
Funding the down payment
Good evening investors and real estate gurus,Here's the situation: I have 2 tri-plex's in the Tampa Bay area. VA Loan/Conventional loans were used for the acquisitions. I no longer live in any of the units (it's be...
Renee McGrady
Short-term rentals in Ontario cottage country
Hi everyone,
I’m exploring short term rentals in Ontario cottage country, within about 2-3 hours from the GTA for my first rental property. There seem to be some deals in 4 season cottages that would be cash positive...