I have been wondering what would be a better strategy, making two extra mortgage payments/ year or using that money elsewhere. I'm going to use a basic mortgage calculator for the doing the math on this example.If I h...

Hi officially my first post :-). Anyone know how lenders determine the income allowed  from an income producing property to determine d/i ratio ? What line on the tax returns is used, and the formula ? Also looking to...

I'm looking for information about the rules and laws around the foreclosure statute of limitations in Florida. Are there such a thing? From my understanding if you are in foreclosure for over 5 years and still in the ...

I went to make my house payment on subject to house that I have owner financed and the bank (BOA) would not take my payment. Due to being the weekend I could not talk to customer service but I checked with automate...

Hi everyone , please I need help. I am a first time home buyer . No one I know has bought a house. so all these 3 preapprovals I have is driving me crazy. They have tried to explain but I still don't understand ,just ...

Hello BP members!

I have a question regarding refinancing a home with a lien on it. It's a long story but I will make it short.

My father took out a second mortgage on our primary home before the financial crisis ...

Hi all,I'm trying to wrap my head around what to do with my current primary mortgage.  My wife and I have decided to pay down some debt while real estate prices around us continue to skyrocket and good deals remain so...

Hi, I put a loan into forbearance during the pandemic. Prior to this, I had automatic payments deducted on time for about 5 years. After forbearance ended, they told me over the phone that automatic payments would res...

During co-vid, I wasn't able to make any payments, and the mortgage accrued to over $20,000. The smallest payment the bank will take is $17,000. My payoff quote is $67,000.
I don't want to use my entire saving on my ...

Good evening BP community, hope all is well. I have spent the past few months learning about real estate investing, I have listened to many podcasts and read quite a few books on buy and hold investing. I feel as tho ...