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Results (5240)
Leo R. Are you using projection models? (Here's why you should)
16 January 2024 | 16 replies

Hey all,Recently, I replied to a post asking folks whether they track their net worth. Personally, I do track my net worth. However, far more important to me are my financial projection models (which include projectio...

Zach Kirchoff Gap Funding/Lines of Credit
29 June 2024 | 7 replies

New to the community here. Medium sized flipper here out of Minneapolis doing between 40-50 deals per year. Looking for insight into borrowing money to cover down payments and floating capital between renovation draws...

Anthony Gayden 24 Unit. Residential Mortgages or Commercial Loan?
1 August 2015 | 26 replies

Let's say there was a 24 unit apartment complex that you wanted to buy. The complex is actually composed of 6-4 plex buildings all on separate parcels. Would it be better to finance through residential mortgages or th...

Trecia Benjamin How do I use my current properties as collateral?
6 April 2020 | 7 replies

I'd like to purchase other properties using my other homes as collateral... What is the process?

Michael Greer Small loan = Higher closing costs?
3 October 2023 | 13 replies

Hello,I'm purchasing three 1b / 1b condos in a good area here in Ohio.I'm financing through a bank and received my final closing disclosures on one of the units.Purchase price is $40k. Loan is $32K.Closing costs are $...

JP Krueger Sell as 2 family or condo conversion
12 February 2024 | 8 replies

Hi, I own a 2 family in East Boston.  It pretty much needs to be gutted on the inside(except one unit was recently partially redone) and needs everything on the exterior as well.  I need the cash so I am looking into ...

John Ford HELOC or equity loan
29 November 2016 | 18 replies

I have an investment property that has a crap-ton of equity from appreciation, about $250k in equity. My credit union will give me up to $100k in either an investment HELOC or investment equity loan, which I'm plannin...

Michael S Davis Seeking Advice for Investment Financing Strategy
6 November 2023 | 6 replies

Hello fellow Bigger Pockets members,
I'm a real estate enthusiast with a modest portfolio. I'm at a pivotal juncture where your collective wisdom would be invaluable. I'm looking to transition to full-time investing...

Johnny Scott Are there lenders that will work with a 644 fico
7 March 2023 | 21 replies

The lenders that I have come across have all asked that my fico be at a 680 or above to start doing business with them. I was trying find out if anyone knew a Lindethat was willing to work with a 640 score 644

Kristi Johnson Equity from Duplex
5 June 2024 | 8 replies

Hi, we have equity in a duplex rental and I’m trying to figure out how we can use some of that cash to rehab another property.  We’d love not to refi bc we have such a low interest rate.  Is there a way to take out a ...