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Results (10000)
Joshua B. Lower mortgage/heloc lender
16 May 2024 | 10 replies

Hey folks 👋  - I'm curious if anyone has used the lender, Lower (https://www.lower.com/)?
I'm considering them for a HELOC to help fund my first deal. Wondering if you used them before and had a good experience.
Tha...

N/A N/A Is it time for more regulation for mortgage banks?
6 July 2007 | 17 replies

I think the federal government needs to start coming down with stricter regulations for mortgage banks. I think they are playing too many games with tricky lending practices, all in hopes of getting business. Too ma...

Brent Wilson Should I Sell My Home or Keep it and Rent it Out?
11 February 2019 | 4 replies

Hey everyone!  I'm new to Bigger Pockets so I'm just trying to get a few opinions on what you would do if you were in my shoes.  Background: My wife and I are current homeowners.  We purchased our current property in ...

Isiah Ferguson 3rd property unit #4
21 April 2021 | 0 replies

This is for motivational use only. Me and my wife closed on our "Primary Residence" back in August 2018. I believe is is a C+ neighborhood. In the back of my mind, I figured somewhere down the line this house could po...

Jay Miles Applying for Mortgage while moving from W-2 Job to 1099
21 December 2019 | 10 replies

Hello,I'm in a bit of an interesting situation that is currently impacting my ability to apply for loans. My current employment (W-2 job) ends this Friday, at which point I have a year-long non-compete before I can be...

Bryce Y. Record second lien to do rate and term refi?
7 January 2014 | 7 replies

Hey guys,


Here is my situation. A couple months ago I purchased a SFH for 57.5k, put 6k into rehab with a loan of 50k. It will probably appraise for 85-90k, so at 75% LTV it will come out to about 64k lo...

Brandon Sturgill Getting to 10 Mortgaged Properties
8 September 2014 | 13 replies

Why does my lender claim they can only loan 4 mortgages? Where does the 10 mortgage limit come from? And are there LTV restrictions (75%LTV?)...

Jay Jones BRRRR gone bad .. what’s next next??
19 April 2022 | 8 replies

Hi, I am in a pretty tough spot I have flipped some properties successfully. I decided to do the BRRRR strategy on this one house. I currently have it rented as of March 2022 for $1381 section 8. But when I went to...

Drake Espenlaub What to do with my cash on my first cash out, pay off debt or no?
23 April 2018 | 2 replies

Main question, how much debt should one carry to acquire more property, if any? Not income producing debt, I am strictly talking small payment debt. Car, cc, student loan. If you have a refi cash out, should you wipe ...

Mark Rechkemmer Investing with self directed IRA
16 January 2020 | 7 replies

I'm looking to use my Self-Directed IRA money and non-IRA monies into a real estate deal that is part of joint venture.  My accountant "thinks" it could be allowed  if I partner with my IRA and the IRA will own xx% an...