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Results (10000)
Jonathan Studdard Pay off my mortgage or invest?
31 May 2016 | 17 replies

I have 30 year mortgage (rate is below 4%) on my current residence where I've lived for about a year. I could pay it off (I owe $185,000) and have about $10,000 in emergency savings leftover. My family thinks I should...

Bradley Langenberg Ideas for Cash before Refi on my Primary Residence
16 November 2021 | 4 replies

Here is the gist: I plan on refinancing my primary in 5 months. What could I do with my liquid cash in the meantime?Background(Reason for refi and timing of it): I live in my primary residence that I bought in March 2...

Kiley Costa Pay Off STR or Invest in Another Property?
11 January 2025 | 9 replies

My husband and I are trying to decide whether or not to pay off our first (and only) STR in Palm Desert. We bought a 1 bedroom condo in July 2024. November has been our only cash flowing month (barely), but we anticpa...

Michael Kujawa How much should be in savings for a rental?
16 February 2021 | 2 replies

Hello everyone! We bought our first home almost four years ago, and we are finally going to make it our first rental. We have saved like crazy and are looking to upgrade in space. The question I have for everyone is, ...

Joshua Hostetler Reinvesting Cash Flow
9 August 2023 | 1 reply

Is it better to pour the cash flow back into the same property towards the loan principal or is it better to place in a savings for the next property?My thinking is that placing in a savings would allow for quick avai...

Eric Calabrese To refinance or not to refinance
17 February 2018 | 2 replies

hey fellow pocketers! It's been a while. So after closing on my first property in September and everything going great numbers wise I'm ready for property two! Problem is I need atleast 10k more to purchase it comfort...

Joshua Lee Am I on the right track with this strategy (just starting out)?
27 September 2024 | 4 replies

I have no properties yet - just working a regular job and doing some freelance work on the side. I'd like to start earning some "unearned income" and building wealth. I've read quite a bit and I've watched a ton of vi...

Mary Jay What is the fastest way to become financially free?
10 May 2018 | 22 replies

Hi guys!You have helped me a lot already to understand things about real estate. I have realized that I have been doing things wrong...(Like negative cash flow on my two rentals, etc) ...So I figured that may be you c...

Gregory Coppola Refinance riddle - $200/month in savings not enough?
1 July 2020 | 15 replies

I'm currently house-hacking a triplex in Philadelphia. I want to refinance to a lower rate, and thus lower my monthly mortgage payments. The loan officer is telling me financially it doesn't make sense for me to refin...

Stephanie W. Cash flow vs leverage
15 May 2014 | 11 replies

We needed cash flow fast, to pay our bills, since my husband 'medicalled out' of his airline flying career. We had enough money in savings to buy five rental properties in two years and so we paid cash for all of t...