Nic Bernal
Lender has been dragging since November. Seller is pulling out.
Hi, I began my house purchasing process with SEFCU, a local bank in Albany, NY. I was going through the SONYMA program, and my LO was supposedly experienced and versed in the program. This is a program that is low dow...
Sophie Scott
I bought a house and started remodeling with my own money and ran
Hi all I purchased a home from a tax sale and started the remodeling using my own money but ran out. It still needs about 30,000 to finish. No holding cost on the house besides taxes. I’ve been told to sale as is and ...
Jonathan D.
Note Grades? The difference between an A note and C note.
Eddie Speed talks about A notes and C notes. What's make a note a C note vs an A note?Thanks
Eric Bermudez
NEED ADVICE ON PERSONAL LOAN
Looking to get into real estate in near future, but I know I need to clean up some my personal finance first. I have about 15 to 17g in school loans, smaller loans, and cards altogether. Currently paying on all of the...
Todd Fullerlove
Low Credit Score so I'm brining in a partner
Hello Friends of BiggerPockets,I have a deal that I was going to use a small community bank to fund the purchase price and rehab. I made a late payment on my student loans and it dropped my credit score below their re...
Kevin G.
Considering House Hacking in San Francisco, thoughts?
I am considering house hacking in San Francisco with my wife and two small kids. I've noticed many multi-family options available, with some promising the possibility of living almost rent-free. However, I'm wondering...
Varun Parkash
$3000+ in Loan Origination Charges - Closing in 2 weeks - HELP
Hello Folks, i am working with a major bank and they have charged me $3024 in Loan Origination Charges for a 250K loan.$1234 = Rate extension lock fee$1357= Prepaids$477 = Appraisals$1095 = loan processing feeThey too...
Nathan Frost
Cash Out Non DSCR Loan
Hi, my banker said - We are needing a minimum extra $20k in cash flow in order for this to debt service at 1.25x, which is the industry standard lowest it can be to approve loans, your's now is .98x. Is it possible t...
Kennesha Powell
No Doc Cash Out Refi Needed
Good Afternoon,
My partner and I purchased a SF home to fix and flip. The house was under contract a couple of times but never made it to closing. We closed a year ago and out interest only loan will mature on Sept. ...
Manny Rojas
Mortgage Loan with No Income Restrictions
Hi everyone - I am looking for a mortgage loan that has no income restrictions and no PMI? For example, FHA loans has no income limit but has PMI. Is there such program or would these offers be best by checking out lo...