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Results (10000)
Jonathan Studdard Pay off my mortgage or invest?
31 May 2016 | 17 replies

I have 30 year mortgage (rate is below 4%) on my current residence where I've lived for about a year. I could pay it off (I owe $185,000) and have about $10,000 in emergency savings leftover. My family thinks I should...

Eric Calabrese To refinance or not to refinance
17 February 2018 | 2 replies

hey fellow pocketers! It's been a while. So after closing on my first property in September and everything going great numbers wise I'm ready for property two! Problem is I need atleast 10k more to purchase it comfort...

Bradley Langenberg Ideas for Cash before Refi on my Primary Residence
16 November 2021 | 4 replies

Here is the gist: I plan on refinancing my primary in 5 months. What could I do with my liquid cash in the meantime?Background(Reason for refi and timing of it): I live in my primary residence that I bought in March 2...

Kiley Costa Pay Off STR or Invest in Another Property?
11 January 2025 | 9 replies

My husband and I are trying to decide whether or not to pay off our first (and only) STR in Palm Desert. We bought a 1 bedroom condo in July 2024. November has been our only cash flowing month (barely), but we anticpa...

Joshua Lee Am I on the right track with this strategy (just starting out)?
27 September 2024 | 4 replies

I have no properties yet - just working a regular job and doing some freelance work on the side. I'd like to start earning some "unearned income" and building wealth. I've read quite a bit and I've watched a ton of vi...

Mary Jay What is the fastest way to become financially free?
10 May 2018 | 22 replies

Hi guys!You have helped me a lot already to understand things about real estate. I have realized that I have been doing things wrong...(Like negative cash flow on my two rentals, etc) ...So I figured that may be you c...

Gregory Coppola Refinance riddle - $200/month in savings not enough?
1 July 2020 | 15 replies

I'm currently house-hacking a triplex in Philadelphia. I want to refinance to a lower rate, and thus lower my monthly mortgage payments. The loan officer is telling me financially it doesn't make sense for me to refin...

Roman Stefaniw Purchasing Properties in cash
13 June 2018 | 8 replies

Hello all. I was wondering if anyone purchases properties in cash and what the pro/cons of this would be. I purchased a duplex at the beginning of this year in the pursuit to begin my road to financial freedom. After ...

Stephanie W. Cash flow vs leverage
15 May 2014 | 11 replies

We needed cash flow fast, to pay our bills, since my husband 'medicalled out' of his airline flying career. We had enough money in savings to buy five rental properties in two years and so we paid cash for all of t...

Alex Ballesteros My Rookie Year in Real Estate: The Hunt for My First Property
6 January 2022 | 5 replies

Hello All,Alexander (Alex) Ballesteros, a young 24 year old adult who is new here in the Bigger Pockets community & to the world of real estate in general. With little knowledge, and zero experience in the field o...