Gustavo Gonzalez
Home insurance claim vs pay out of pocket
Hi all. In need of some guidance. One of my rental properties recently had the AC stolen and I'm torn on whether I should file a claim or pay out of pocket? I have a handy man who can replace it for approximately $150...
Kevin Andujar
Best protection for mini portfolio?
Good Afternoon,I have a few questions in regards to real estate and ownership. I currently own and live in a house with my wife. We are both on the mortgage and title. We have been working on refinancing for the p...
Arun Iyengar
Help on Health Insurance for the Passive Income Investor
I am thinking about just living on my rental income and not be employed by a company. However there is the question of health insurance. Since I don't qualify for Medicare, the alternative would be to obtain Health In...
Lenny Markus
Valid request to cancel insurance?
While shopping around, I found a better deal for investment property insurance.
When I called my current agency to cancel the policies I had with them, they replied with the following:"Good Afternoon,
To cancel th...
Mark N.
Two Homeowner's Policies on One House - Owner Occupied (Airbnb)
I am new to real estate investing (and BiggerPockets), with three small rental condos in addition to our primary SFR home.The neighborhood where my wife and I reside is experiencing a rash of Homeowner's (HO-3) non-re...
Rhett Ruehle
Dividend Paying Life Insurance
Recently I have been looking into dividend paying whole life insurance. It seems like it can make some sense, both in the future (as a store of cash as well as the death benefit for my family) as well as using the pol...
Alfath Ahmed
Who has used life insurance cash-value to fund down-payment towards a property?
Life Insurance cash-value can be a tremendous way to build generational wealth through their infinite banking concept. I always recommend getting a high-value whole life policy that let's you accumulate cash-value whi...
Joseph Escamilla
Insurance when Rehabbing
A friend and I are under contract to purchase a property in the Poconos. The primary use will be as a Vacation home for our families to use with the potential to list it as a vacation rental in the future. We are get...
Peter Walther
Murphy v. Commonwealth Land Title Ins. Co., 2022
This decision out of NY illustrates one of the types of baseless claims made under a title insurance policy. I'm surprised the Court didn't sanction Plaintiff's counsel for filing a spurious suit. I wouldn't be surp...
Mel Sims
What determines HOA Fees for condos
I’m from a city that has very little to no condos. I was looking at a few condos in Atlanta, and noticed that some I was looking at, their HOA fees were way more than others. What determines the price of an HOA fee fo...