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Updated over 11 years ago,
Home insurance claim vs pay out of pocket
Hi all. In need of some guidance. One of my rental properties recently had the AC stolen and I'm torn on whether I should file a claim or pay out of pocket? I have a handy man who can replace it for approximately $1500-1700 and my deductible is $1000. If I choose the claim route I a concerned about future home insurance rates. Has anyone had any similar experiences? Thanks!