Aidan Wilcox
Four Plex on FHA Loan with minimal credit history?
Ive got my eyes on a 120k fourplex in my area with a fairly decent cash flow. However the specifics of the deal aren't the important part of my question.I'm 18 years old and this will be my first property if I'm able ...
Account Closed
How to Start with no cash, credit history, etc...?
Hello!I'm a college grad of about 2 months. I'm a complete newbie to real estate. The most I have done so far is buy some biggerpockets' books, read forums, connect with other real estate investors on the site, and be...
Chris Corvil
Is student loan debt and low credit history bad?
I just graduated and moved to Spartanburg South Carolina from Jersey. Is it possible to still buy a property, qualify for an FHA if I have student loans and a credit history under 2 years? I have a great credit score ...
Chris Corvil
Is student loan debt and low credit history bad?
I just graduated and moved to Spartanburg South Carolina from Jersey. Is it possible to still buy a property, qualify for an FHA if I have student loans and a credit history under 2 years? I have a great credit score ...
Esther Page
Applicant has good credit, but terrible payment history - deny?
Had our very first tenant apply--good credit, 7x the income, nice guy, but I want to deny him -- can I?
He has a very poor history of on-time payments after seeing his credit report (like 60%) -- but his score itse...
Tajinder Kandola
In Canada How to check tenatents Credit history ETC?
In America Checking A Tenants Credit, income and Criminal I've heard is way easier than Canada. What do landlords do in Canada (Especially) in BC to check a Landlords Credit history Etc.?
Justin L.
Replacing no credit history with larger deposit or cosigner?
Hi BP! Question on screening. I am just getting the second unit of my first investment property (duplex) done and hopefully rented out very soon! After advertising and sifting through applicants I have 3 bible school ...
Luke H.
Applicant own a business/ no job/ no credit history
Hello all, An applicant has explained that she has no credit (not bad credit), she and her husband started a business 6 months ago so they don't have tax returns. I'm trying to figure out what to do with this since I...
Hunter Wilburn
Can lenders remove late payments from your credit history?
I recently went to apply for a loan and was denied due to late payments on a former property I lost in a divorce. Long story short. She quit making payments and refused to sell. Fortunately I learned about short sales...
Ashourrina Henshaw
Finding a Lender with Less Than Perfect Credit History
Hello all,
I am fairly new to the Bigger Pockets community. I am looking to purchase my first property with my boyfriend and partner, Michael, in the next few months. Ideally we would like to get the loan together an...