Dyryl Burnett
Was YOUR Credit Score and Savings strong when getting your first Property??
Greetings All,
I'm really desiring to make my first purchase before the close of 2014 but I'm a little worried about my current credit score. I hear different FICO scores everyday and am currently repairing my score...
Leon Wang
How can I get a loan with no credit score and credit history?
Hello BiggerPockets members, My name is Leon.Before I tell you about my story, I will appreciate any advise you guys have.I'm a Chinese and bought a handful of condos in Orlando FL last two years. All these condos ar...
Jerome Patrick Jr
Removing spouse from a home
I have a home that I own with an Ex spouse and I am seeking creative ways to get it out her name despite having a low credit score. Fico scores is hovering between 615 - 640. They will not sign off on me assuming the ...
Scott MacDonald
One tenant of a couple with poor credit, advice please?
Hi All, I was looking for some advice on a recent application I have for one side of a Duplex I have listed. I received an application from a couple (boyfriend and girlfriend) who have been living together for the las...
Yanis P.
Mortgage impact on my credit score
Hello everybody,I plan to buy my first MF in October. I went to lender to see what can I be qualified for.He asked me to provide him my 2 years tax returns, DOB and SSN# and he wants to make a hard pull to see what ...
Elad Messing
HELOC for investing-limit lower than expected. Continue looking ?
Hi all HELOC experts :)We are in the process of getting a HELOC for our primary, to be used as cash-equivalent to fund investments. After shopping, we opted for one bank however they just came back to us with the prop...
P. Martin
Owner Occupied Condo. Mid 600s scores. 1099 contractor
I'd like to purchase a condo to use as my primary residence for ~80k. Last year I had a w2 job, but am now working as a 1099 contractor. Credit is mid 600s depending on where I am looking. Suggestions on how I could ...
Joshua P Chapman
Does a HELOC mess up your credit score?
If I max out my HELOC will it mess up my credit score? Please respond with facts and experience, not your estimations or opinion.
Jim Goebel
Using a HELOC; impact on Credit Score ? Bummer
We use MINT.com, which is nice.According to MINT, what is largely dragging our credit score down (it's a 758) is credit utilization.That's a few credit cards here and there but predominantly our HELOC is 60% utilized ...
Account Closed
What affects the interest rate in mortgages?
Here is the scenario. I first started out with a 680 credit score when I approached my loan officer (at Suntrust) back in March and he gave me a 3.75% interest rate, I'm still looking for a property up to now and my c...