Henry Zhu
Rate hikes, where to invest this year?
Rates are still historically low at 5%, but affordability/price to income ratio is at all time low also, same level as 08 according to FERD website.The same rental I bought last year at 3.5% in College Park, MD would ...
Robbie Taylor
How do you invest in a housing shortage?
An article came out in my local newspaper saying the community where I live will need to double it's new home building rate between now and 2025 or face a major housing shortage.http://www.kentucky.com/news/business/a...
Logan McKay Zylstra
Controversial Takes on Investing and The Current Market
Please reply with your controversial beliefs or hot takes on the market.I would love to start conversations around anything and everything.
Jacob Gawlik
Keep or sell homes with the coming recession
My parents got a home in mountains
They want to turn it into a air bnb, but they got a really good deal on the house, and with the coming recession they could make a lot of profit by selling the home.So they aren’t ...
Joseph Weisenbloom
Why I hate appreciation
I knew that title was going to grab your attention :) Before you go typing to disprove me just hear me out here as a thought experiment. Let me preface this conversation by saying I believe a dollar today is worth a w...
Emily Smith
Mortgage Trends This Week
Hi,
The year began with mortgage rates continuing to register a slight increase. The average for 30-year fixed rate mortgage increased by two basis points closing at 6.29% whereas the increase for hybrid 5/1 adjustab...
Vincent R.
Is this news or negligible?
"ARMs have doubled to 10% of mortgages since all time lows in January of 4%" https://www.cbsnews.com/news/m...The article claims (rightfully) that ARMs contributed to the 2008 crash. But... 10%Say half of those ARMs d...
Ari Friedman
National housing prices with 2 week lag
Just ran across this:https://haus.com/resources/the...The inventory comparison is interesting, but most interesting is their index reportedly only has a 2 week lag. That means the recent wild ride in interest rates ha...
Gregg Romig
Home equity loan or cash out refinance
I am Looking to pull out the equity in my primary residence to buy and investment property, I was originally going to use the heloc I have on the house but I’m getting nervous about rising interest rates and want to l...
Karthik Arun
Natomas vs Elk Grove
Hello,I understand the prices are inflated now and I missed the boat, but at the moment am trying to invest on a 4br+ single family home for 500-650k in north natomas (village 7 or regency park) as the homes appear to...