Mark Surratt
Payoff credit cards or save money for cash flow?
I have a fico score of 675. Around $8,000 in cc debt and $45,000 in savings. I’ve flipped 3 houses so far, and want thoughts on paying off cc debt to increase credit score, or saving money for cash flow. Any though...
Justin Nichols
Student Loans Debt. Need Advice
Hi BiggerPockets community! I am a beginning investor, currently educating myself. I also am an undergrad facing student loan debt when I graduate this spring. I am just looking for advice and different strategies ...
Angela Johnson
"Subject to" Transaction - Realtor Listed Property
I have located a property that is a candidate for a "subject to" transaction. However, in this case, the property is listed with a real estate agent. Any creative suggestions on how to compensate the realtor?
Henry Clark
Fed Deficit and Fed Interest Rate
Intentionally waited till after the elections to ask this question. I’m looking for actual info. Anyone jumps on with political agendas I’ll dog them. Was watching a YouTube and they mentioned the fed can’t increase t...
Richard Yerger
Getting out of bad debt
Today I read a great book. Some may know it "The Richest Man in Babylon." I am a store manager for a pizza place. I make a little more then 50k a year and I am always broke. So today I figured out my low and high of m...
David Levesque
Growing Wealth, but accumulating more debt?????
One thing Brandon preaches a lot is growing your portfolio. Buying 1 small multifamily opens the door to buying another and then another, until eventually your portfolio reaches over $1M. Ideally, you should be making...
Cynthia Brooks
Expiring Moritoruim Mean Collection Law Need to Change
Hello BP,I have been reading a lot of articles about the concerns of renters and landlords when the various eviction moratorium expire, but its seem to me landlords also need to be concerned with changing the consumer...
Tom Webber
Dave Ramsey followers and mortgages?
Any of you who listen and follow the Ramsey debt snowball school of thought have a conflict with securing an investment with a mortgage outside of your personal home?
He says only buy real estate if you can pay cash ...
Eric H.
Help Eric improve his debt-income ratio....PLEASE!!!!!
Greetings BP Fam,I have over 250k in debt (credit cards, mortgage, school loan, car loan) and I’m only bringing in about $400/month. I haven’t had W2 income in over a year and my wife is working part time. My LLC is a...
Richard Warren
Money Merge Account?
Has anyone come across the Money Merge Account (MMA), which is being marketed by United First Financial?
The idea is to use a HELOC to prepay your first mortgage by timing additional payments. It is supposed to be be...