Hi - I'm new to the site, and wanted to jump right in by posing a question for the community...

I would like to acquire a property, but am short $20-30K for the downpayment. That said, I have $300K+ equity in...

Currently looking at closing on a new home in november/december and do not anticipate selling ours for a month or two after we move. Playing with some DTI calculators I’ll be hovering around 50%. My plan was to recast...

Hi Guys,I am looking to do my first house hack but have a few questions.1. Why do lenders allow 3.5-5% down when the property is owner occupied? Is this lender specific? 2. How long is the “owner occupied clock”, mea...

Hi BP family! I'm preparing for my future goal of owning an apartment. I have a question about cash reserves. How do I handle ensuring enough cash reserves for an apartment when I don't have a large amount of capital?...

After calling a few commercial mortgage brokers, I've realized that the game changes after 5+ units.

My experience has been with 2-4 units. Lending on it is pretty easy/straightforward. You want a 30-year fixed loa...

Hi everyone! My name is Ken and I'm excited about string into Real Estate Investing. My wife and I started looking for a home in the twin cities area a few months ago when someone gave us the great advice about gettin...

Hi All,I was wondering what the typical spread is between interest rates for a conventional 30 yr loan for a primary residence vs. a rental property?  My lender quoted me at 5.375% for rental property loan with 20% do...

Hello BP community,I’m a young engineer and just moved to Connecticut for work. Graduated in 2015 and want to begin investing in real estate.I recently just purchased a multi-family house (4 units) last month using a ...

Quick question regarding DTI for a Fannie loan. As I understand that new rental income (less then 2 years) is calculated as:Gross rent * 75% - DITI = income added What I don't know is whether or not the DITI still cou...

Hello everyone, I am just starting out in Real Estate and I am looking for some advice on how to get started. I would like to know how to get pre approved for a mortgage to purchase a US Property, preferably in Florid...