Scott Goulet
hard money and debt-to-income ratio questions
Hello BP, I have a question regarding hard money loans and the debt-to-income ratio. I want to use a hard money lender to purchase a medium-sized multi-family property for buy and hold purposes. After the rehab, I wan...
Adam Craig
Any scenarios where you can advertise to private lenders through facebook?
Any scenarios where you can advertise to private lenders through facebook?Sometimes we have scenarios where a small amount of money is needed via private lenders to take on or do a commercial investment project. I thi...
Giovanni D Midili
Which is better? Paying down student debt (~60.000) or investing
Hi,My name is Giovanni and I'm a 30-year-old single dad to a 6-year-old daughter. I currently have about $80k in tax-advantaged accounts (401k, Roth IRA, HSA) and as of last year I've maxed out those accounts. Addit...
Jason M.
Personal Finance Advice
I found some similar posts, but I also had some specifics that I would like to try and get cleared up. I am new to investing, in the Denver market, and looking for the right time to buy. I believe that we are about to...
Brian H.
Help with a personal finance discussion between myself and gf.
Hey folks!Ok, so my girlfriend has, at this point, about $45k in her retirement from her job. It is a 403(b) plan from a hospital. She has multiple varieties of debt she wants to pay off to get out from under all th...
Bella Batal
Are the Sellers terms reasonable?
BP fam, Can you help me understand if this deal makes sense?The Seller is happy to do creative finance, but is requesting a big amount of cash upfront to go towards loans. All buyers that have responded with interest ...
James C.
Tax refund...what should I do?
I've been stalking the forums for a few weeks now; love everything that I'm learning here!I just received a tax refund check in the mail*, and I'm wondering what some smart people would suggest doing. *Before you ask ...
Khadijah Celestine
Should I keep applying for a heloc until I get one?
I have bad credit. I currently pay $1500 a month in total debt and have finally reached a stable enough place where I can put an extra $900 towards my debt. I have $18,000 in high interest debt that I would like to ge...
Christopher Andrews
New investor Do I consolidate debt?
So I am new to investing and have been working hard on my credit. I have 2 judgements against me. I talked to both and one is willing to accept half. I am considering getting a personal loan and consolidating them tha...
Ritu Desai
Doctor with Great Income but 8 Months to Bankruptcy-Seeking Fin
The buyer is very much interested in purchasing a $950K home in the Northern Virginia area. They are seeking private investors for financing. He is a physician with great income, a 5% downpayment, and had filed bankru...