![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1820430/small_1701866774-avatar-anthonyk166.jpg?twic=v1/output=image&v=2)
What is the best way to compare mortgage options if the down payment and interest rate are dissimilar? I know a lot of people say to put the least amount of your own money into the deal as possible, but that can't alw...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/571537/small_1621492852-avatar-ashleyb56.jpg?twic=v1/output=image&v=2)
I'm actively seeking small multi-family properties that I can BRRRR, and am wondering if anyone has come up with a good system or formula for minimizing risk of not hitting that 70-75% LTV threshold for the ARV on the...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1716084/small_1621514992-avatar-bradfordm3.jpg?twic=v1/output=image&v=2)
I am looking to convert a single family home (SFH) into either a duplex or an ADU. This is my first house, first duplex, first purchase using the VA loan. I need help identifying the pros and cons of each strategy, AD...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/286985/small_1629384152-avatar-lmeadows.jpg?twic=v1/output=image&v=2)
I found a bank owned 28 Unit in OH. The bank wants to start at $350,000 (which sounds low enough to get me excited). I'm sure this will need significant repairs as it's completely vacant. I'm going to look at the prop...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2579083/small_1667592773-avatar-cjw42.jpg?twic=v1/output=image&v=2)
Hi BP!In markets with fairly big swings in appreciation (like California), Ive heard on a few podcasts that a good tactic to tell if the current price is a safe one is how it compares to the cost to build a new home t...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/657620/small_1694728055-avatar-yuuj.jpg?twic=v1/output=image&v=2)
Hello BP!I am am trying to look at things logically and think bigger picture, long term. But in the micro, at the current moment, I am really losing motivation on this asset that's honestly been through nothing but is...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/680762/small_1621495341-avatar-tom3218.jpg?twic=v1/output=image&v=2)
Hello BP family,Just a quick question...When you put a new roof on, can you recoup that cost at the refi?In other words, the duplex I bought was $45k.A new roof, 2nd floor floors and kitchen ran me approximately $16k....
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1197021/small_1621510106-avatar-allenl44.jpg?twic=v1/output=image&v=2)
How do your capex and maintenance numbers on long term hold rentals compare to your assumptions? Looking to get some clarity on this matter -- a lot of people on BP suggests a percentage method, which I think can be a...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/80028/small_1621415545-avatar-thinmint.jpg?twic=v1/output=image&v=2)
Hi BP members. I am currently living in a house while remodeling the kitchen and deck in preparation for rental. I am curious if anyone has any opinions or suggestions on managing a house with a fairly nice garden a...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2114338/small_1695039922-avatar-anthonyc739.jpg?twic=v1/output=image&v=2)
Hi Everyone,First post on BiggerPockets so I hope I'm not overstepping with the question.I am trying to compare two financing options for a 4-plex in NJ. The property itself is a vacant 4 unit that, after rehab (~$125...