We are three siblings, all listed on title for a home.  One sibling (single) lives in the home as a primary residence for the past 10+ years; the house has never been rented out.  The other two siblings have primary r...

Hi - This is a very basic question. To calculate capital gains on the sale of a home, do I factor in the closing costs on both the purchase and the sale? I assume so but I want to be sure. So, assume that if I buy a p...

Does anyone run a tradeline business? I used to have one of my credit cards on file with a smaller tradeline company........until the owner got greedy with what she wanted to pay me for my card.......I would love to g...

If we want to rent out a basement in our primary residence in Ontario Canada, what are the process or things we need to do/check? What are the pros/cons of renting out rooms from your primary residence?

Hi,    I'm new to buying a rental. I own my primary residence outright and would like take a out a HELOC on it and buy another property with the intention that the new property would eventually become my primary resid...

Considering that the loan documents state that my loans can be called any time (I think it was 90 days? It's been a while since I signed one but it always stands out in my mind when I do) every time I buy another prop...

Hi,A mortgage broker I was connected with through a realtor is telling me that I can't do a 1st position mortgage with an additional 2nd position private loan on a primary residence.  Is this true? I'm wanting to put ...

I have successfully house hacked a few times. I typically buy homes that I can easily turn from Single Families, into upstairs/downstairs duplex's. My current home will require quite a bit more rehabbing to put a kitc...

I have scaled up from 2 to 29 units in the last couple years and now I’m a bit stuck as I can’t get approved for a primary residence due to a *seemingly* high debt to income.“Seemingly” high because all debt is more t...

Hi everyone!I just purchased a home using the VA Loan. I was curious how I can turn this into a rental property as soon as possible. While researching I saw something that mentioned an IRRRL loan, but I never got too ...