![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/305232/small_1621443079-avatar-benjaminallen7.jpg?twic=v1/output=image&v=2)
I have been finding issues with being able to get a residential loan due to my DTI ratio being close to 41%, with commercial lending can I avoid this qualification? If I decide to use this type of lending what other t...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/264776/small_1621437401-avatar-coreyt.jpg?twic=v1/output=image&v=2)
Hey! So I'm 21 from Buffalo, NY and awhile back I wanted to establish credit so I put a Verizon bill in my name. Without goin into too much detail, I owe them (through no fault of my own) $232. I spoke with a represen...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/836051/small_1652917070-avatar-kareemaaron.jpg?twic=v1/output=image&v=2)
I'd like to apply for a home loan so I can purchase a property in Dallas TX that I'll rent out. I own a small IT Consultancy business in MD and have a good credit score. However, I've been self-employed since 2010. Fr...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/601349/small_1695432832-avatar-mauriciop7.jpg?twic=v1/output=image&v=2)
Hi allI have been a plus member for about 3 years, this website is a great source of information , I hope this time , it will help me personally.This is my story:I am 56 years old, I have lived in NJ all my immigrant ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1064557/small_1642808323-avatar-claytonh15.jpg?twic=v1/output=image&v=2)
Looking to maybe house hack in Denver next year but just left my W2 job. I have decent income from my real estate investment business in my home state but much of it is wiped out because I have some larger apartment b...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/51666/small_1621411543-avatar-tx_eagle.jpg?twic=v1/output=image&v=2)
Looking online, it seems almost too good to be true of an investment.
Let's say this home:
http://www.mobilehomeparkstore.com/p4sale/sonora-tx-116.htm
116 spaces for $995,000. If I put $200,000 down and get an $80...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1252764/small_1695474503-avatar-katr4.jpg?twic=v1/output=image&v=2)
We recently started running into more employers using the Worknumber or Truework or other employment verification services. Our rentals are in the inner city of Milwaukee, WI, so our renters are low income. The servic...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/429163/small_1621476236-avatar-cj13.jpg?twic=v1/output=image&v=2)
Hello all,I have tenants who were on a year lease that converted into a month to month lease per the terms of the original lease. They gave a 30 day notice to vacate mid-way last month. They paid for the current month...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/230393/small_1621434819-avatar-reddyk.jpg?twic=v1/output=image&v=2)
Folks! I just came across this new program from Freddie Mac when I am trying to find a lender for my recent purchase of 100 units in JAX....Have not seen any thing like this so far, so check it out if you are looking ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1591268/small_1621513974-avatar-stevej172.jpg?twic=v1/output=image&v=2)
Hello BP,I am house hacking a single family and living in the basement. I hired a PM for the top unit, and they are requesting my social to report my rent income so it can be taxed. Since I am house hacking and this i...