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Results (10000)
Darvin Johnson How Do You Handle Capex & Reserves?
9 February 2022 | 5 replies

Hi Bigger Pockets Family,
I was wondering how everyone handles their capex & reserves. Do you save 6 months for each property AND save a certain percentage for capex each month? Do you only keep 6 months of reser...

Renee Lee Reserves for job lay off & rentals....
22 March 2020 | 5 replies

I have three rentals with a mortgage payments, plus my own primary residence. I have another property free and clear. I have four months worth of reserves for mortgages. BUT I fully expect to be lay off from my job. T...

Nicholas Jose Lost rental income: use reserves or insurance?
4 May 2020 | 14 replies

Good afternoon, BP.When you start out and buy that first duplex (or other multi-family property), would you rather A) save enough in your reserves that you're covered for at least 6-months' worth of lost rent? or B) u...

William Lackey How much should we keep in reserves?
19 January 2021 | 2 replies

Is there a certain % (or rule of thumb) I should keep for reserve funds? 
Wife and I just bought a duplex. We put 25% down. Our expenses on the property are $705 a month. We will be renting both sides for $900 each- ...

Gabriel Martinez Reserve funds for a Hard Money loan?
8 January 2016 | 2 replies

If a person does not have enough money for the "reserve fund" requirement for a hard money loan, what other options are available out there?

Royston McKaig Reserves and Taxes, how does it work?
13 June 2020 | 10 replies

What's up everyone. I have been lurking around for while and I have a question I can't find the answer to.Lets say I am renting out a home for $1,000 a month and I am setting aside 25% (lumped CapEx, Maintenance,  Vac...

Account Closed What do your cash reserves look like?
22 July 2019 | 0 replies

Hey there BP fam! I wanted to take a moment and a get a pulse on what everyone thinks is a "safe number" for liquid cash reserves (aka your rainy day fund). Is it a set amount? $10,000? $100,000? Or is it more of a pe...

Ben Stout How do you keep your PITI reserves?
10 January 2015 | 3 replies

Hey everybody, When financing/refinancing investment property, it seems a 6 month PITI reserve is the normal requirement for all properties owned. For some people, this is a sizable amount of money. I would think most...

Chris Mandle Money to keep in Reserves for emergency
30 July 2019 | 0 replies

I am studying and saving to make my first REI. Generally speaking how much money should I keep in reserves? Meaning after my repairs and closing costs, how much should a budget in case of emergency (ie cant rent immed...

Matt R. How much is "enough" reserve for vacancies?
18 August 2019 | 7 replies

Hello all!I have one rental so far, and each month, I set aside 1/12th of the gross rent for future vacancies.  Since my property has been rented for two years now, I have enough money in the vacancy fund to pay mysel...