![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/245283/small_1621435882-avatar-phaviland.jpg?twic=v1/output=image&v=2)
Hi everyone -
Looking for a few quick answers so as not to mislead a potential Seller.
Is an installment sale (land contract) treated the same as seller financing (complete transfer of ownership with Seller carryi...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/452445/small_1621477289-avatar-craigl16.jpg?twic=v1/output=image&v=2)
For purposes of calculating a Debt to Income ratio for a Fannie or Freddie loan, does the premium paid each month on an over funded Life Insurance policy (IUL) count as debt? Or do you only count the portion paid for...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1028068/small_1633660025-avatar-vincem23.jpg?twic=v1/output=image&v=2)
Investment Info:
Large multi-family (5+ units) buy & hold investment.
Purchase price: $2,300,000
Cash invested: $200,000
Single Owner 1970's build, Class B, 20 unit apartment complex with garages...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/172306/small_1621421391-avatar-lhkiros.jpg?twic=v1/output=image&v=2)
Hello BP Family,
I was wondering if any seasoned rehabber's and buy and hold investors can help me with this.
When dealing with wholesalers what information is most important to you?
(Please provi...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/52911/small_1668272119-avatar-bryanhancock.jpg?twic=v1/output=image&v=2)
I ran across this study by some professors from Trinity University in San Antonio yesterday:Retirement Savings: Choosing a Withdrawal Rate That Is SustainableHow much is enough is a popular topic on BP since many peop...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/189086/small_1621432012-avatar-jerroldameer.jpg?twic=v1/output=image&v=2)
So I got a call from one of my agents who's actually a close friend of mine about a condo that's not yet on the MLS and he tells me it's a great opportunity for cashflow. It's selling for $275k 2 bd 1 ba condo with c...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1458898/small_1621512499-avatar-pratapk.jpg?twic=v1/output=image&v=2)
Looking for a small multi-Unit in California, realized, at times, the Capitalization rate is less than the interest rate (Negative return). Considering the cost of selling expenses, this is really risky in a short ter...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/642361/small_1644964041-avatar-pauls169.jpg?twic=v1/output=image&v=2)
Remember to ask your lenders for help
I've been developing a working relationship with several Banks over my investing career and it’s important to develop multiple relationships.
When you owe a ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/152515/small_1695426848-avatar-keith27.jpg?twic=v1/output=image&v=2)
Here is a rental townhome in NW suburbs I am looking at.
Size - 1200sqft
2 Bed 1.5 Bath
1 car Garage + 2 floors above it.
Age - 40 Years old
Hardwood Floors
Purchase Price $73,500
Loan Amount $58...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/213834/small_1621433702-avatar-alannynjct.jpg?twic=v1/output=image&v=2)
Hey guys,So here is my story. I've been listening to the podcasts, audiobooks, etc. and want to get started ASAP. My wife and I both work full time jobs and earn roughly $400K gross annually and both have excellent ...