Is it safer to own a property free and clear rather than leveraging? If the real estate market crashes again like it did in 2007-2008 aren't people who are leveraging at a risk to loose everything?

My buddy and I are going in on a deal together (first one for both of us). Should we form an LLC? Do we need to? What are our options! I’m grateful for any advice you may have!
Brendan

Hi there Bigger Pockets community,I am just getting started and trying to learn.  Listening to the BP podcast and reading a couple books I feel like there is so much to absorb and a lot of suggested action to take.  I...

I'm the real estate guy in my group of non-entrepreneurial friends. I get the "hey you got any houses?". And I say no. I don't have any for them. As a wholesaler I mainly sell to cash buyers. I asume lease option woul...

I am looking to buy a small multi family in my area. I had this property sent to me by an agent that I am working with. He has all of the income and expenses but they haven’t determined a price yet. What would you pay...

Hello all,
I bought my first investment property last year, its a 3 bd 2 1/2bth new construction that I owner occupy with 2 roommates who cover the mortgage. I am now looking at buying another property, and don't wan...

So I'm looking into buying a home in the near future. The program I'm interested in is the Smartbuy. They are willing to pay off my student loan of $32,000. My concern is that the APR:7.152% and LTV: 95% with an inter...

Hello! Brand new investor here! I'm 25, in the middle of completing my first deal on a duplex in my home town of Westfield MA while I go for a PhD and bartend in central new jersey. Once the deal is closed, my DTI wil...

I was wondering how investors are valuing property these days? I have a realtor send me listings of properties that I am looking to rehab, but I just don't have a great idea of what is a good deal or not - other than...

When youre assessing a potential deal and quickly want to figure out the cap rate of say, a multi-family place, before you actually hit up the people for financials, what is the percent you take out as a rough estimat...