Smartbuy program in Maryland

[Patricia Miller]

So I'm looking into buying a home in the near future. The program I'm interested in is the Smartbuy. They are willing to pay off my student loan of $32,000. My concern is that the APR:7.152% and LTV: 95% with an interest rate at 6.750%. Need some advice, because all these numbers seem to be on the high side. Should I be concern is it worth it? PS I have stay in the home for 5 yrs so the student loan can be forgiven. Help????