Monica Richards
High bankruptcy rate in small towns
What does it mean when there is a high bankruptcy rate in a small town with no obvious reason? Should we still consider that real estate as an investment opportunity?
Stephen Rinaldi
6 month ARM DSCR
Just signed up with a lender with an excellent DSCR product in the 5's on 6 month ARM. If you are like me and expect rates to drop by EOY of 2023 then this is an intersesting options. In terms of risk/reward if you...
Broderick Campbell
Practicing Deal Analysis
Hello all, I'm a newbie in the Houston, TX area looking to practice deal analysis so I can be a service not only to myself when I start investing but to someone else that's willing to teach in exchange. I don't even ...
Elvis Nasi
Should ROE trigger a cash out refinance in this market for my specific scenario?
Hello BP,
Between two properties I purchased 5 years ago, there is around $200k in equity. My rates are adjustable commercial setting to change mid 2024 then 2029 full refinance. Currently they sit at 4.5% and 4%. Th...
Samuel Chua
Inflation and interest rates
Please correct me if I am wrong. If everything is right, does that mean that I shouldn’t buy real estate when the market is high because there is a lot of credit in the market and when there is, sooner or later the de...
Joseph Coleman
Mortgage Rates Are Dropping - What Is Your Strategy?
Mortgage rates are falling, and CME futures suggest even more drops ahead. Refinance activity is expected to pick up soon. If you’re planning to buy, will you wait for even lower rates or buy now and refi later?
For...
John Cho
Questions about syndication deals with two equity class shares
Ive seen a proliferation of deals in the last year with two equity shares consisting of preferred equity and the more typical common equity that is common to more typical syndication deals. The Class A preferred equit...
Eric L.
Fannie, Freddie pump up the bubble again, 3% down is back
http://www.latimes.com/business/la-fi-fannie-mae-freddie-mac-mortgage-downpayment-20141208-story.html3% down government loans will be back for first time home buyers. This should increase the cost of American's #1 exp...
Paresh Patel
Is there a tax deduction for defaulted loan interest not-paid?
Hello. I would like to pose a question relating to the tax treatment of Loans made though any of the leading Real Estate Crowdfunding Portals that go into Default.Many of the CF sites may reasonably be expected to ev...
Tim Coppola
Is it worth keeping refinancing in mind when remodeling?
Does going "bigger" when remodeling a rental unit make much of a difference if you plan on refinancing? Is it worth it to spend an extra $7-10k above your budget now to get hardwood floors throughout instead of using ...