Brandon Shealy
Multi-unit Rental Income
Hi. My fiancee and I are looking to buy our first property. We plan on buying a multi-family, living in one unit and renting out the rest. We would like to know, if we are buying a one that already has units being...
William Shadbolt
Blanket loans and FNM 'financed properties'
Does anybody know if FNM count properties financed with a blanket loan against the FNM limit of 4/10 (4 for cash out refi, 10 total financed)?Does anybody have any experience with B2R and their blanket loan?
George P.
direct mail - response
received three phone calls (out of 100 letters) that asked not to be mailed to again.
Would you still count these against your response ratio? I would :cool:
David Mirza
How is DTI calculated when mortgage is in spouses name?
I own a SFR rental property where I am the only one on the mortgage but title is held Jointly with my wife. My wife would now like to get a mortgage of her own :-). For the purposes of DTI calculations, will the mor...
Michael Williamson
Mold found during air quality inspection. Aspergillus/Penicillium
During an air quality inspection for a property I’m looking at 2 kinds of mold were found to be at “Elevated” levels: Aspergillus/Penicillium and Basidiospores. The home has had water intrusion at a sliding door that ...
Tashina Taylor
Data in the Tools section
Hey there! I just discovered the Data section thanks to Josh's webinar tonight. So I downloaded the datasheets and got to exploring those...However, I can't seem to find what "count" means. Are these counts ("Count 20...
Samantha L.
75% of monthly rent is added as debt?
I own one rental house. I owe 60k on it and it rents for 675/MO. My husband owns our primary residence. We owe 125k and it is valued at 170k. We applied for a 40K HELOC to finance our next rental under that house. My ...
Jeff Goff
LLC mortgage then buy Personal Residence
My wife and I are set to close on our first purchase in 2 weeks. We would also like to set a contract to build a home with a personal mortgage as well. Does the LLC loan count against our ability to qualify for a pers...
Tyler Ingram
DTI ratio question
My fiancé is on the mortgage of our primary home, but I am not. We do split the payment but there is no lease or anything legally binding forcing me to pay each month.
We’re looking at buying an investment property ...
Sheen Jowl
private lending mortgage w/ my name or LLC impact conventional?
Hi Bigger pockets community,I got a question regarding to the limit of "10 financed properties" for conventional mortgage. I wonder is private lending mortgage counted within the 10 properties? My understanding is it'...