![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/376502/small_1621447632-avatar-chrism93.jpg?twic=v1/output=image&v=2)
This is an attempt to answer that question, I know a LOT of people have been confused by this.
Consider the below fake rate sheet. Y is a high rate, W is a low rate, X.00% is the prevailing "par" rate. I can't put A...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1270228/small_1621510846-avatar-timothyr73.jpg?twic=v1/output=image&v=2)
Investment Info:
Single-family residence buy & hold investment in Belmont.
Purchase price: $76,000
Cash invested: $6,000
3/1.5 townhouse. Rents for $875 a month. Gutted bathroom, new windows and ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2671859/small_1694555409-avatar-chrisk651.jpg?twic=v1/output=image&v=2)
Would doing an interest only mortgage be the cheapest for lowest monthly payments, i want to get the most cash flow as possible, is the interest rate on that higher or maybe doing like a 5 percent 5/1 arm be better o...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1152933/small_1694625490-avatar-stanleyc23.jpg?twic=v1/output=image&v=2)
I have two mortgages that will adjust in March 2024 and one more in March of 2025.
I'm thinking of waiting until closer to the adjustment date to pull the trigger.
Option 1 - Full refinance cons-- expensive and high...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/623815/small_1621494039-avatar-michaelr233.jpg?twic=v1/output=image&v=2)
So I have noticed on gosection8 and a few other posts in this forum that Baltimore has a huge surplus of section8 housing and too few tenants (at least compared to the number of units available, looks like 235 right n...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1144273/small_1621509549-avatar-travisb130.jpg?twic=v1/output=image&v=2)
Hello BP! I'm a new Realtor in Salt Lake City and I'm curious if you can direct my thoughts or set me straight. 1 year goal of buying my first property, largest obstacle is $35,000 in unsecured debt between my wife an...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1227391/small_1694692629-avatar-teddyw3.jpg?twic=v1/output=image&v=2)
Hello, new member from Houston,Tx. Im a conservative investor who owns multiple properties that are paid off and I'd like to know best options for refinancing my current properties before I talk with my bank so Im edu...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/216979/small_1621433929-avatar-njcurler.jpg?twic=v1/output=image&v=2)
I own my home in a New Jersey suburb without a mortgage. In this crazy market, current valuation is about 1.2 M. Let's say it eventually falls back to 1M but it should stay there for a while. I don't like having so mu...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1877965/small_1621516347-avatar-michaelt755.jpg?twic=v1/output=image&v=2)
When you get a brochure for an asset in Note Investing, and the displayed Rate of Return/High Yield Return on Investment is 6%, 8%, 14%, how is that calculated? I have done research and am seeing different calculation...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2755961/small_1707106042-avatar-antonios154.jpg?twic=v1/output=image&v=2)
Hi BP friends!I am curious to hear your thoughts on the real estate market outlook for 2024. Specifically on whether the high interest rates will lead to an increase in mortgage delinquency rates similar to what we sa...