Who should claim hail damage (broken windows and likely roof damage as well) on their respective insurance policy - the landlord under their homeowners policy or the tenant under their rental insurance policy?

Current HO policy trying to force me to install 2nd egress from 3rd floor attic apartment.  While I understand it's necessary I would be the only 3fam with an exterior stair case in entire town.  Have had property 5 y...

Looking for folks that are in a similar situation as me for recommendations for homeowners insurance. We operate an Airbnb from an in-laws suite that is closed off from our living space by a locked door, but is in the...

What have been your experience with your Homeowner Insurance? We have had issues with Farmers insurance covering 'wind driven rain' flooding our home. What do you look for in a policy and what (if anything) should we ...

Reaching out to all the investors in Ohio! Not currently satisfied with the homeowners insurance company I'm with right now so I've been researching alternatives. I did submit a proposal request to National Real Estat...

Hey everyone, would love to know how this should work. My business partner and I are going to purchase a property jointly and will do a quitclaim deed transfer to the LLC (which is just me and him for whatever it’s wo...

Hello fellow BP members,So recently we accidentally left the side patio door open and water from the rain got in. Our insurance company denied the claim saying it was ground water damage. They have nothing to prove th...

Hello BP family,
I'm buying my first duplex in Baltimore City MD 
The building is zoned as single-family and has the Use and Occupancy permit for 2 dwellings.
My wife and I will live in one unit and rent the other ...

I was recently looking at a property in a Colorado mountain town west of Colorado Springs.  After calling several insurance brokers who represent nearly all of the major insurance companies, I found that none of them ...

This is the first time I have posted here so I’m not sure if I’m doing it correctly but I have a question. I am currently saving and studying and hope to purchase my first property in the spring. I am relatively certa...