I bought a 2 bed 1 bath out of state (Kentucky) the property has a basement area and attic. Both are not to code so they are not counted as liveable space as well as not counted as a bedroom. My question is do I add c...

Do portfolio loans count toward your 10 max conventional loans per borrower? For example, if I currently had 5 portfolio loans am I limited to only 5 more loans if I go conventional now or would I still have 10 conven...

Curious to know if taking on a conventional loan with a partner will help my DTI for the next property I want to purchase. Is partnering with someone a good way to lower your debt to income ratio? Or will the lender a...

This post is for the STR investors who are looking to take advantage of the STR tax loophole which allows you to write off paper losses against your active income. There is some confusion about material participation ...

I have an individually deed 5 unit property. As this is a 5 unit, I intend to get a commercial real estate loan.Would these individually deed properties each could against Fannie Mae guidelines as well? Would they cou...

We're looking at a property and our loan broker has suggested DSCR. My understanding is that we'd pay $1,000 for a rent appraisal which would have to come in with a ratio of at least 1.0 (i.e. at least as much rent as...

Hi everyone,I have a few questions around material participation for an STR:1) Activities that count: does anyone have a list of things we know for sure count (eg based on court cases?) Do home improvement activities ...

I am buying a SFH as a primary residence and will rent my current condo. I have never had rental income before so my income taxes do not show rental income. At 75% my rental condo still leaves a positive net income....

Hi all, I appreciate your help in advance on this extremely complicated topic.

My wife and I are trying to find out what exact details will count towards the 750 hours of "materially participating" in real es...

If you buy a rental and you profit say $250.00 a month or even just break even, does the mortgage count against your debt to income ratio or does the rent cancel out the mortgage payment? Thank you.