Rich Hupper
paying down a 30 yr fixed mortgage
Hello I know that these loans have predetermined payment schedules for every month of the 30 yr note. My question is what if I make a large principle payment? Will the large principle payment allow my next regular pay...
Jerry Sanford
First time homeowner considering refi, is it worth it?
In August 2012 I became a first time home buyer in Nevada. My rate is 3.75% on an FHA loan. The house was purchased in concert with a non-profit who provided $15K towards principle. I bought the house for $100K. T...
Cindy Gonzalez
Down Payment for House Hacking
Newbie question - I want to get in the market as soon as possible (obviously) and trying to figure when I'd be ready to invest in my first property. I am currently saving for my first multi-family rental property and ...
Shane Boyle
House hacking with FHA
Hi everyone, been trying to determine a way to get into buying a multi family ASAP but with low funds and no track record to reach out for OPM ect. Trying to house hack with a low 3.5% down with an FHA loan seems like...
Nathan F.
5% Down No Monthly PMI (First RE Investment)
I've been looking for an Owner Occupy multifamily property for about 6 months now. Everything in my town that has been for sale has been either in shady neighborhoods or overvalued houses that need lots of work (w...
Mike Mccarthy
Looking to buy first home / investment property / house hack CHI
Greetings everyone,I am new here and rather new to the real estate game. Luckily, I do have access to resources from friends and family in regards to having an agent, real estate investor with prior experience, and mo...
Jacob Joseph
BRRRR and House hacking
So I just had a crazy thought and I wanted to know if you could do a BRRRR and when you go to refinance use an FHA loan at 3.5% , instead of a normal conventional loan at 20%?
Any guidance from lenders or experience...
Wes S.
The TSP Loan -- Waiting for the other shoe to drop...
Good morning BP. I've been considering using a Thrift Savings Plan (TSP) loan to help finance my next investment. As I've looked into it with some caution (after all, EVERYBODY* says "Max out TSP! Don't touch it!"), t...
Douglas Ramirez
Two VA loans, Sell or Refi?
I have two properties, both on a VA loan...One property is a rental, the other I live in.I’m set to move again, and was told I won’t be able to use another VA, so I need to free up a VA loan. Do I sell the house and c...
Stuart Goodman
Weird refi issue - has anyone seen this?
My wife is in the middle of refinancing a property under her name, and we just hit a snag. The underwriters kicked it back saying she could only claim half of the rental income of the property because we filed taxes ...