Has anyone had any success setting up a Tlo acct? I'm going thru the credentialing process and they're currently asking me what Fair Credit reporting act (FCRA) system I will be using for decision making. How should I...
We have received seven applications for a new rental house we bought. Three of them seem equally strong on paper but one family stands out to us. How do we decline the other applicants without getting into any legal t...
Hello everyone! My name is Valerie, I’m 27 and I’ve never been a homeowner. I thought why not buy a duplex of some sort and live in it while I rent it out? I’ve been listening to podcast and videos to gather more info...
Here are some changes that come down last week:
-Implemented a premium for all mortgages over 80% and below a score of 740. Now you will pay a minimum of 30 basis points more for those you used to think had prestine ...
My Dad has a few houses he’s not wanting in his name anymore. One house that he’s tired of, he’s staying paying the mortgage. What are some good strategies or recommendations if, I am new and want to take over this pr...
So I have a non-primary house that is valued at $220k on Zillow (just a reference point), what options do I have to finance around 100k out of it to renovate the house? Credit is fair but not great, I have access to a...
Hello everyone! I have questions about how to approach a bank for a loan when trying to buy a house out-of-state. Does anyone have an example of a loan proposal or what should be on it. I am currently making a list of...
I have fair credit and it is building consistently, what loan type should I get if I can put 20% down on a property? And should I get a conventional loan?
Do you have to let the potential tenant know your running a background check on them? and whats the best way to do that online?
Hello, I am an investor looking into Pre NOD's and writing a yellow letter however everything I read says:Any time a person markets to credit bureau data that person needs to be in compliance with the Fair Credit Repo...