Pre NOD's Yellow Letters

[Shaun Weaver]

Hello, I am an investor looking into Pre NOD's and writing a yellow letter however everything I read says:

Any time a person markets to credit bureau data that person needs to be in compliance with the Fair Credit Reporting Act. The FCRA states that any person marketing to credit bureau data must make an offer of credit or insurance, and also make opt-out disclosures.

Does anyone have experience in writing a yellow letter that complies with FCRA yet sounds personal enough to get a call from a seller?

Any help would be greatly appreciated.

Thank you,

Shaun