Malia B.
Purchasing w/ Self Directed IRA
Hi BP. I'm interested in learning about purchasing property with a self directed IRA. I have a 401k from an old job that is sitting, growing slowly. If I can learn how and it makes sense I'd like to use that money to ...
Natalie C.
Do contributions to my Roth 401k affect my DTI ratio?
Hope everyone is having a great holiday!Do contributions to my Roth 401k affect my DTI ratio (with regard to a conventional mortgage)?I have a w-2 job. For example, let's say I were to contribute 100% of my salary to ...
Helen Fradette
Newbie here, How do I calculate percentage amount to save?
Hello, I'm in the stage of figuring out where my money is going. When I hear people say, "Live off 50% of your income, invest/save the rest" how would I calculate that amount? I know the difference between GROSS and ...
David B.
SDIRA - How is real estate handled when I reach retirement age ?
Hello all:If I have purchase real estate (a house) within my SDIRA (self Directed IRA), what happens when I retire?Do i just take income from the IRA? Or have the IRA sell it and take the money from the IRA? If so, ...
Rich Weese
Follow up to WHY DO WE INVEST with some retirement #'s
I posted a thread a few days ago called why do we invest? There were a lot of good replies on that thread with many bigger pockets members listing their goal of 5000, 10,000, 12,000, or $20,000, per month for retireme...
Jil Tin
Rent vs Sale of current home at our 50s while 12 yrs to Retire
Hello BiggerPockets,Basically we are looking to upgrade our current home to buy a single story home from current two story home of the same size in the same city san Jose. We are aged 55 and 50, we expect to work at l...
Christopher Romeo
Using 401K to invest in RE
Does anyone have any insight on the transfer of a 401K from a previous job to use as a down payment on a RE investment? Is it possible to transfer it to a Self Directed IRA and use that on a possible House Hack or Fl...
Madan Anand
Down Payment from Pension/401K Funds & How to avoid Income Tax.
Hi, I want to buy a Duplex/Triplex rental property. I have to make down payment at least 20% to avoid PMI 30 Years Fixed Loan. I am retired. How can I save Income Tax for withdrawal of funds for Down payment. Need hel...
Terry Royce
The case for and against IRA / Self Directed IRA
Currently I do not have any IRA / 401k, and I have been looking at starting and depositing into one before tax day deadline for 2011.
I have previously just bought stocks and/or mutual funds
However, the more I think...
Robert Brown
Q: How to plan for retirement with rentals / comparable 'rule' to the 4% rule
it's something I've been looking for for a while, and it doesn't seem to be talked about much (at least where i'm looking)- the recent BP: Money ep #377 with " Mr. Money Mustache" prompted me to writeFor my specifi...