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Results (10000)
Keith W. Is a wrap mortgage and subject to the same thing?
19 April 2020 | 6 replies

In my research on the "Subject to" financing technique, some are referring it to a "Wrap-Around Mortgage". My understanding of "Subject to" is that we would create an agreement that we would be taking over the payment...

Lauren Reid First buy, 8acres of commercial land with 3 units.
14 February 2022 | 4 replies

Hello! I’m looking at almost 9acres of commercial/industrial (no additional residential allowed to be built) w/ 2 residential units on the land currently. 1 is an old Stone house renovated into a top and bottom duplex...

Ronell Smith IS THERE A BETTER PLAN
17 August 2021 | 2 replies

Good Evening. I'm a newbie in regards to real estate investing. My parents want to give me their house, which has no mortgage. Appraised value of the home per taxes being paid on the home each year right now is $80,00...

Khurram Mirza Ontario Canada Stress Test and borrowing strength
5 June 2019 | 1 reply

Hi guys, it seems like since the "Stress Test" was implemented checking for "borrowing strength" by mortgage advisers depends solely on income/salary regardless of cash in hand. Seeing this I do notice young people in...

Wes Brand How to cash out
18 March 2016 | 9 replies

A bit about what I'm looking for:I'm closing on a property soon with a cash offer. I have no immediate plans for the money I'm spending on the property, but I'd like to keep cash available so I can jump on any good de...

Andy M. Subject to insurance question
27 February 2019 | 17 replies

I've been doing sub to deals for a while but I have never run into this problem quite like this before. The first mortgage lender (Ocwen) is asking for evidence of insurance and my agent supplied it but the borrowers ...

Ephraim Lett Non-resident. Can't qualify for mortgage but want to invest.
13 January 2020 | 2 replies

Does anyone have recommendations as to what steps I should consider? I am organising to acquire about 28000 USD but as I cant get a mortgage, should I buy a house for that price?

Travis Sheets Subject-To deal question
19 January 2022 | 1 reply

Hey everyone. Is it possible for someone with a VA loan to purchase another home with an FHA loan or a conventional loan?I am looking at proposing a subject-to deal on their home but am curious if they will be left wi...

Jieun KimCaywood Got a House as a Gift and Now Starting On...
16 July 2024 | 2 replies

Hello, I am a beginner at BiggerPockets. I have been studying for the past six months by reading books and listening to podcasts, and exploring the site's flow and insights. 
I am very impressed by the outstanding an...

BJ Henderson Catching Up On Back Payments - How To Structure This Creatively?
23 May 2017 | 8 replies

I have a seller that needs to keep his home from going into foreclosure. It's to be auctioned off tomorrow.It's a 3 bed/2 bath 1340 sq ft ranch style home.He says the he currently owes about 29k to the mortgage compan...