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Results (2266)
Khurram Mirza Ontario Canada Stress Test and borrowing strength
5 June 2019 | 1 reply

Hi guys, it seems like since the "Stress Test" was implemented checking for "borrowing strength" by mortgage advisers depends solely on income/salary regardless of cash in hand. Seeing this I do notice young people in...

Jarrod Kohl Financing for an out of state borrower
28 April 2019 | 5 replies

I have a client that I am working with here in Boston, but he is interested in a property out of state (Ohio) and they are having trouble securing financing.  They have great pre-approval here in MA but keep getting t...

Nicole S. Borrow equity to avoid capital gains tax?
24 February 2019 | 27 replies

Good Morning BP, I've been searching the forums in hopes of my answer but no luck, yet. This is my loose understanding: I was told by some investors this weekend I could borrow the equity in my investment property to ...

Michael Yu How to structure and manage foreign borrowings
27 October 2021 | 1 reply

Looking for expert legal and tax advice - Just found out I could potentially borrow in another country with a very low rate and have been thinking about how to put this opportunity to use while having a proper legal a...

Will Mckenzie Borrow money or use all my cash
30 October 2021 | 2 replies

Hi everyone. I’m on my 3rd flip but still have plenty of questions. I’m in the process of buying a gutted 3/2 for 290 
rehab 75 
sell 550
I have just enough cash to buy it and rehab half. Is it better I borrow more...

Gaetano Ciambriello Fannie Mae Credit Changes for Multiple Borrowers
11 September 2021 | 2 replies

For most loans with multiple borrowers, Fannie Mae will no longer use the representative ( = lower) credit score to confirm mortgage loans comply with their minimum 620 credit score requirement. For these loans, Fanni...

Helen Shaw Joint Venture with hard money vs borrowing
11 February 2020 | 6 replies

 I have spoken with a hard money lender but am still a little confused. He wants me to a joint venture which means he will fund the project 100% and do a 60/40 split if i get it done in 4 months. If it takes longer it...

Dave Wheeler Best way to borrow against rental property.
17 January 2020 | 3 replies

I own a property and am looking to borrow against it. Funds will be used to consolidate debt and invest. It's in my LLC name and wish to keep that way. sugggestions?

Conor Kelly Using borrowed money as a down payment?
4 May 2020 | 11 replies

Hi guys,
I was hoping someone might be able to answer this for me. I live in Vancouver BC, currently investing in Windsor, Ontario. I bought my first rental property there last year and its doing very well. Now, of c...

David Herrera Are Borrowers Protected from NON-Judicial Foreclosures?
5 May 2020 | 0 replies

My fellow Borrowers, the question has been asked over and over again, what protections do we have against foreclosure? We all saw the Emergency Rules of California Rules of Court, dated April 6, 2020 stays all judicia...