Help me with this scenario. Two adults have submitted an application. Both have no evictions, no criminal records, credit scores above 750 and less than $1000 in credit card balances. HOWEVER, they are ‘self employed’...

My day job is a photographer and cinematographer, I have an LLC for that work that files taxes as an S-Corp. I generally pay myself a reasonable W2 salary (about half of Business income) but 2020 was a bit different....

Hello,I'm looking to purchase a property to live in and want some advice on if getting a conventional loan is possible. I have 2 years of tax returns increasing from 60k to 160k from 2020 to 2021. This year it will be...

Hello BP Community,    I'm getting started in notes and wanted to get more experience by working for a company that deals with notes.  I'm not sure if there are companies that just do that, but I haven't been able to ...

Hi, I'm newly self-employed (~6 months) after resigning my W2 job and starting a business. Been trying to purchase a single family home in California as primary residence. Due to Covid, most non-QM programs have dried...

Hi, I posted in the lending forum but was advised to post here as my question is California specific. I'm newly self-employed (~6 month) after resigning my W2 job and trying to get a loan to purchase a single family r...

I have a 401k plan with an employer I no longer work for in 3 years. I want to use the funds for my second deal, but I don't want to pay the early withdraw fees, etc. What are my options?I know I can't take a loan out...

Hello! I have many years of W2 income with no gaps. Recently (April 2022) I left my W2 job to start working for myself. I have made a consistent income from my client of around $11k/month. I tried applying for a conve...

Hey BP,
I am in the early stages of preparing/planning for my 3rd property to purchase in Q1 in 2022. I plan to cash out Re-Fi my duplex; currently, I owe 159k with an estimated appraisal amount of 290k. I plan to u...

I am a courier that drives A LOT. my gross annual income is around $75,000 but due to mileage my net income on my taxes is around 15,000-20,000 with my actual income after all expenses realistically being around  $40,...