Before anyone gets the wrong idea, let me just say my wife is a wonderful, low maintenance, and supportive woman. For a couple of years, she pushed me to look into real estate investing (buy and hold) but I blew it...

hello all,I'm looking for some advice.... Why else would I be starting such a threat... LOL.Basically, as the subject line indicates, my business is not producing as much as it needs to financially. For the last five...

I am curious to know, is it possible to refinance debt owned to a hard money lender with a bank mortgage as long as the equity LTV is 30%+?I am looking at a property that will require some environmental clean up befor...

I recently purchased a house with cash and it gives me a rental income of about $2500/month. I want to purchase more properties but I’m afraid I won’t be able to get a loan because I’m in school (Phd program). Would m...

Ok, my question is, my wife and I share a joint bank account. My wife's income is higher than mine, but, is mostly tips, pay for services, and other deposits like that. Her credit is not good either. my income is abou...

I'm putting on a new TPO roof on a commercial building, that has retail on the bottom and apartments on top.It's tempting to just pay it off in full with cash, but I'm wondering if I should get a loan instead and keep...

Debt coverage ratio is only for commercial loans correct?  It is not a figure I need to be concerned with for purchasing 2-4 unit MF properties?  Is the residential loan equivalent the DTI?

Hey BPI'm in the early education/planning phase of my REI journey, laying out a road map to financial freedom, and I'd really like your input.I am leaning heavily toward a focus on multi-family rentals and want to see...

I'm interested in doing a DTI-based construction to perm loan to build property. I qualify today based on my DTI, but have a large untapped securities backed LOC that I am planning to use temporarily for another inves...

We recently applied for our firs HELOC on our rental property which has experienced significant appreciation.We both have decent paying W-2 employment jobs plus the rental income (45200 or so annually) the 2 companies...