Ryan Robbins
Self Employed Looking For Creative Mortgage Lender!
Hey Everyone,As I'm sure some of you have run into when being self employed (especially the first year or two), it seems to be nearly impossible to find any lender willing to write a standard mortgage for a home. I st...
Bill F.
Forgivable Loan for First Time From Employer
Looking for the loan experts on BP to answer a mortgage question. The company my wife works for has a program where they give first time home buyers money toward their down payment in the form of a forgivable loan. Th...
Matt Gogh
Employment rates by city - source with charts?
Hi BP friends!Looking for a resource where I can find employment rates by city/ area, preferably in a graph so I can easily see growth/ decline. I'd like data that shows a trend and not just a current snapshot. Any le...
Marco Acampora
Getting mortgages with low employer income shown
I've been a server at a high end restaurant clearing $55,000+ every year, but only showing $15,000 on paper. I currently have 3 single family homes mortgaged with the bank, and no longer can keep building my real esta...
Rich Hupper
From Self employed to business owner / member
I have been a self employed real estate professional for 7 years. I pay 15.3% self employment tax + federal income taxes + state income taxes. All of my income is through commissions or fees I charge my clients.At wha...
Jeff M.
Renovation funds or HELOC for self-employed
Hoping someone has some ideas for lending as we’re at our wits end. I’ll try to keep this as concise as possible. I have been a self-employed web/app designer for 6 years and been in the same line of work for 20 years...
Nolan Yamada
Financing for Self Employed Investors / Gig Workers
I recently graduated from college and worked part-time W2 jobs throughout the past 3ish years. I recently started doing Instacart full time because the pay is incredible and I can work way more hours every week. I was...
Adam T. Veitenheimer
Being Self Employed Applying for a Morgage
I am looking for advice on the best way to go about my situation to purchase my first multiplex. I am self employed in an industry that tends to sway each month drastically and is directly effected by the economy. My ...
Pete Perez
Fidelity Employer 401K Can't Be Rolled Over?
Hi BP,I recently switched employers, and am getting setup with the employer provided 401k custodian (Fidelity). My goal is to take advantage of the % match my employer offers and roll it over to a self directed IRA, o...
Suvas Chandra
Employment Status for Multifamily/Apartment building investement
Do I have to have an employment/self-employment to get a Multifamily/Apartment building loan ? What about if someone has the down payment to buy the property but does not have any job at this moment for the last few m...