When calculating cash flow, you hear a lot about how much you should budget for various reserves (7% for vacancy, 10% for property management, 5% for cap ex, etc. etc.). My understanding is that you're calculating a p...

Instead of doing an 8% vacancy loss every month, does anyone just keep a total reserves amount? For example: Say your mortgage payment is $400 monthly so 6 months worth of rent is $2,400 and another $12,600 for CapEx ...

Looking for Hard money lenders and private investors to share their views on loaning requirements.

I have access to many hard money lenders.

My questions are:

1.If all hard money lenders charge the same rates what ...

A couple credit unions I checked out require 6 months reserve payments on a investment mortgage.Will they require the same on a refinance?I hope that's not a silly questions!!

I've been pre-approved for a mortgage but have no cash for reserves. I have credit cards w 0% interest. I'm considering getting a line of credit from the bank. What other options are there to use?

https://komonews.com/news/coronavirus/under-covid-some-landlords-of-limited-means-worse-off-than-their-tenants
The article above got me to thinking about whether or not we need to re-think what an adequate amount of ...

Hi All,I have gone through the forums and realized everyone suggested 6 months of rent reserve per property. I have 4 duplexes and if I keep 6 months rent reserve for each and 6-8 months of personal emergency fund it ...

Hello, 

     I've got a manufactured home I'm potentially interested in purchasing. The property is a 1,088 sq ft 3br, 2ba new construction with a list price of $58,900. The primary intent of this property would be...

is there a formula for determining how much reserves you have initially as well as on going before you acquire a new rental?Thanks for the help.

Hi BP members,I am currently saving some capital to finance my downpayment and closing cost on my first property. I'm planning to purchase a single-family house or small multifamily then househack it. My question is: ...