Personal Emergency fund and property reserves

[Sattir Bitti]

Hi All,

I have gone through the forums and realized everyone suggested 6 months of rent reserve per property. I have 4 duplexes and if I keep 6 months rent reserve for each and 6-8 months of personal emergency fund it is more than 100K, this seems too large for a "rainy day" scenario. Want to hear if everyone keeps aside large amounts (almost cash without any returns), especially when the whole idea of REI is to invest and leverage.