Robert Cummins
does a retirement loan count in my debt to income ratio
Hello my question is will a Civil Service retirement loan be counted in my income to debt retio...it will not be on my credit report and when I retire I will no longer be required to make the monthly payments because ...
Therese V.
Do children that are not in full custody count as tenants?
If you have a lease with someone and then later down the line they have children staying there that are not on the lease are they considered tenants as well (children are minors)? Can you evict a tenant for having chi...
Brandon Kelly
How to get "seasoning period" income to count (on a BRRRR)
BP folks, thank you (in advance) for your wisdom. I'm trying to understand how a BRRRR needs to be 'structured' in order to have the income (during the seasoning period) count in my favor (and not against DTI). You ...
Valerie King
2 Years of House Hacking Before I Count as a Landlord?
Hi there,I've read, mostly through BiggerPockets posts, that if I'm planning to purchase a multifamily with a loan that requires owner occupancy (house hacking), then after two years the income from the property will ...
Prolet Miteva
How do you count syndication investment as part of net worth?
Hi,i was trying to find an answer to this question, but nothing came up in BP or google. Here is the situation. I have invested in a couple of syndications and then I started wondering how is my net worth calculated. ...
Matthew Ware
Need a cash out refi that will count my rental income.
Hello Bigger pockets. I'm attempting to tap into the equity in one of my investment homes in order to buy a primary residence. I'm looking for a 30 year fixed cashout refi on a property that is owned outright. My sole...
Nils-Erik Frantzell
Time preparing soon-to-be rental property counts as personal use?
I purchased a new home for use as a new primary residence in January 2016. I moved out of the old primary residence on the 13th and converted it to a rental property by signing tenants 8 days later. I spent these 8 da...
Craig Lessler
Do over funded IUL premiums count as debt for mortgage applicatio
For purposes of calculating a Debt to Income ratio for a Fannie or Freddie loan, does the premium paid each month on an over funded Life Insurance policy (IUL) count as debt? Or do you only count the portion paid for...
Daniel Dietz
What Loans Count Towards 'The Ten Loan Limit' we hear about?
Hello, I have read mixed answers to this both here and from other investors, and am hoping some of the more savy lenders or other knowledgable folks can give a more definitive answer. It seems clear that if you are ju...
Jeanne M.
Does VA primary mtg count toward FNMA 4 financed property max?
We are about to (possibly) sell our primary home and buy a new one. We will be using a VA loan for the new primary.However, we also have 2 investment properties (regular full time rental home and a second home/beach/v...