Need a cash out refi that will count my rental income.

[Matthew Ware]

Hello Bigger pockets. I'm attempting to tap into the equity in one of my investment homes in order to buy a primary residence. I'm looking for a 30 year fixed cashout refi on a property that is owned outright. My sole source of income is rents received while my co-borrower is on a W-2. The bank that I have talked to (Chase) will not count any of my income because I do not have a 2 year history of rental tax returns, so we have run into debt to income issues. The house I'm borrowing on is worth about 600k and I want to pull 300k out. Chase quoted me a rate of 4.75, for a 30 year fixed, because it's a rental property, but then brought up the income issue at the end of our long conversation. Grrr. Any help or suggestions would be appreciated. Thanks.