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Help -- Need a New Screening Agency for Credit Reports
I own and manage a rental unit in the duplex that I also reside in, and have always been very careful in screening my potential tenants. However, I just received notice today from my current screening agency (landlord...
Michaela G.
Mortgage vs line of credit
Just thought I'll throw this out, as I don't think everyone knows: A mortgage is coded as installment and is seen differently on your credit reports from a credit line, which often is coded like a credit card. Subsequ...
Cooper Tichenor
How to get good loan terms with thin credit history
I graduated college last year and was thinking of buying a rental property (duplex) in my college town that was for sale. I'm able to put down 20% since house prices are much lower in that area, and I calculated ROI t...
Account Closed
Rental Applicant Refuses to Provide Credit Bureau with his SS#
seriously now.. i thought i was being mutually discreet by NOT requiring the SS# directly on the application, nor even charging an application fee, for my own properties (as opposed to properties i PM for).but one of ...
GL L.
Potential Tenent is "unknown" With credit bureau
Is it possible the have SS and be unknown with Credit bureaus? Especially if had 3 decent jobs and decent income. He is young at 25. I have a feeling the person filling out details did something wrong. How does i...
Russell Gronsky
Mortgages actually not in forbearance
When the forbearance announcement came from the Federal Government, I was curious about the details of how it worked. So I called several banks that hold mortgages for my residential rentals and asked how their progra...
Robert Fullum
Authorized User/Credit Card/Credit Score
I'm listed as an authorized user on a few of my parents' credit cards. My plan is to buy my first investment property in about 18 months and i'm trying to get my credit score as high as possible during this time. Thei...
Dale Miller
When comparing loan estimates.........
When comparing loan estimates what are the most important things to consider in order to know which deal is the best now and the best in 5 years?APR? Interest Rate? Origination Fee?I've been getting mortgage loan esti...
Rogelio Vivero
Getting my first hard cash loan
Good Afternoon, My name is Rogelio and i am new in the real estate business and i was wondering on some advice. I might possibly have found a property and would like to use Hard money to purchase this property to poss...
Michael Mackney
Should I be concerned with hard credit checks after first deal?
Hey guys! I closed on my first investment property last month and then my first primary residence 2 days after, big week haha. With those 2 properties, I had quite a good amount of credit checks. I now have the itch f...