Tom Boutureira
Calculating ROI - P&I and depreciation expense
Hi All. I'm looking at rental income properties and experimenting with the Four Square method to calculate ROI. The purchase will require financing.
The Bigger Pockets method includes both principal and interest for...
Nicholas Walsh
Private money lenders
My question is how do private money lenders earn their money back? Is it just monthly payments from the buyer? Can anyone give examples?
Agustin Rossi
IRS rules: avoiding taxes on up to 500k profit
Can someone please explain the IRS rule that allows homeowners to avoid paying taxes on up to 500k in profit from selling their primary residence? Like what is the specific criteria that this deal and property has to ...
Sam Stabler
Refi Cash-Out vs HELOC?
I'm in a bit of a conundrum and needed some advice:I have an Owner Occupied SFR while generating rent from the permitted back-unit ADU. I want to replenish the cash I spent constructing the ADU as I'm looking to purch...
CJ S.
Selling former 20+ year residence after conversion to rental
We are considering converting our residence we have owned over 20 years to a rental. Would that forever eliminate the opportunity to take the capital gains exclusion if we sell in the future? Does the number of years ...
Dave Halevi
Interest only deal
Hello everyone, thank you for all Your help here!I have a seller financing deal with the following terms:pp 100K, Down 20K, 5Y balloon, 5.99%, Amor 30Y.1. The seller wants an interest only payments for the next 5 year...
Account Closed
Creative Financing - Subto - Seller Financing - Now More Than Ever, Here's Why
Did you know that if you buy a $400,000 property . . .
In a typically bank financing scenario you put down 20% or $80,000 and finance $320,000 for 30 years the Principal and Interest at 7% is $2,129 and over 30 year...
Lori Martinez
Need Help Figuring Yield Please
Bigger Pockets Members,
I am having trouble trying to understand how yield works. I would most appreciative of your help. I have several courses including Calculator Power (but none give equation examples). I have a ...
Samuel Scott
Looking for Business Partnership between Investor/ Contractor.
Hello,I’m Sam a Licensed Contractor in San Diego, CA. I’m looking for a business partner/ investor to invest on what could be a great mutual deal between an investor / contractor business relationship. So, here’s the ...
Carlos Webel
Owner financed offer and amortization schedule
Dear all,I’m working on a 3/2 SFR rental lead in Houston Metro area. Asking price is 175k$ and I’m coming back with the following 2 offers: a)160k$ cash, no contingenciesb)175k$ Owner financed with 40k$ down and 135k$...