Hello everyone!First time poster here! My husband and I live in MN, and would love to buy a duplex as an investment property. We are currently homesteading a single family home, which we have been renovating and not q...

Anyone have recent experience with terms for SFR DSCR loans?  Any differences besides rate for non-recourse vs recourse?

Starting today- Fannie Mae has updated their down payment requirements for 2-4 Unit properties when you live in one unit. To buy a multi units property- the down payment requirements use to be:
2 Units:
15% Down
3-...

I wanted to expand on a topic that Joel Owens and I started to discuss on another thread. It relates to the loan offerings available from local/regional banks for commercial loans under 2MM. I know it has been di...

I recently bought my first home that has an ADU we plan to rent out. I have heard that if you live in one unit and rent out another, you may be eligible for a lower interest rate. Is this in fact true? Are there any s...

Hello,I have a commercial loan, and it's coming up on the 5 year mark, so maturity is happening sometime next year. What are typical options, assuming I'd like to hold on to it for maybe 1-2 more years (but no more) b...

We want to do Cash Out Refinance which the title would be in the name of a LLC, currently creating, and we are looking for all term options greater than 15 year. Has anyone worked with a lender that will do this? We h...

I've been told by a few local lenders that the only conventional loans available for investment properties (duplex or triplex, I will not be living in the property) are 15 year fixed or 5 year ARM.  However, I hear/re...

This article is from an interview we did to address which factors can impact a buyer’s mortgage terms.

- Can you outline what factors of a buyer’s financial profile can influence their mortgage terms?
Almost every...

I am about to put a property on contract and am starting to research financing options. The property will be in my LLC's name so that leaves out most of the larger banks. The community banks I have been to so far all ...