Hello, So a potential renter of mine is insistent that they do not need renters insurance even though I have told them how cheap it is and that it is highly recommended. Renters insurance is not required by law in Vir...

I'm curious what options you've found for reasonable insurance premiums when title to a rental is held by an LLC - and you want that LLC to have a few million in liability coverage. If I keep title in my name I'll con...

Hi friends,Small landlord here. Three questions for the community:(1) Do you charge a fee for lapses in renter's insurance coverage that  may occur during your tenant's tenancy? Is it lawful to do so in DC? And what d...

Hello Everyone,I will be closing on my first MF investment property in about two weeks.  One of the things left is to pick out homeowner's insurance.  I've been shopping around and have gotten different quotes for Rep...

Debt coverage ratio is only for commercial loans correct?  It is not a figure I need to be concerned with for purchasing 2-4 unit MF properties?  Is the residential loan equivalent the DTI?

First I want to thank everyone for all of the generous suggestions on various items so far.  I've been in RE for over 20y and this first small apartment complex has me second guessing everything and feeling like the b...

Hey BP Community! Does anyone have a good recommendation(s) for an insurance company providing builders risk/general liability policies for house flipping? We are located in Nashville, TN, but can go with national com...

Can someone explain how to calculate a 1.25 debt coverage for a 1 million dollar loan and a 10% liquidity. Does it have to be all cash? I am new to this and I am looking at a multi family unit.

I have over 20 properties-- from apartment buildings to single-family.  My properties are insured by five different carriers and I have two umbrellas.  Can someone recommend an insurance consultant that I could have r...

Hi BP. I am under contract on a duplex with my fiancé in the greater Philadelphia area. We are moving into one unit and inheriting a tenant in the second unit. The tenant has a sublet agreement with the current owner ...