Tenant refusing to get renters insurance

[Sterling Stroud]

Hello, 

So a potential renter of mine is insistent that they do not need renters insurance even though I have told them how cheap it is and that it is highly recommended. Renters insurance is not required by law in Virginia which is where I am located. I understand that they would like to save money, but I am wanting to protect myself as well as their belongings and person. Any advice on what I should or could do? 

[Kim Meredith Hampton]

Then I guess he needs to go find another place to rent! Make sure you let ALL prospective renters know that this is part of your lease agreement, no exceptions. In addition, make sure that the renters insurance adds you as additionally insured or additional interest, this way you get notified if they try and cancel the policy